Back (ok not so far back) in the day when I was super strict about the budget I would delay the need to pay for things that required more immediate attention. Mainly the care of my teeth.
BIG mistake. Sometimes when you’re trying to reach a financial goal and want to do everything you can to minimize expenses, you may end up paying more (much more) for it later.
Behavioural psychology studies found that people usually forgo payment of large sums despite it paying off in the long run, and would rather pay a larger sum later on if it meant that in the immidiate future they did not have to make any payment (more on that – Budgeting: Fan vs. Air Con. vs. Both).
Same goes for any car maintenance work that needs to be done (that we put off for the sake of the budget).
So when prioritizing your budget please be sure to keep this in mind. While life is full of surprises, this doesnt need to be one of them.